You need a partner who knows the neighborhoods, the market and the process. Who can advise you when to think on it, sleep on it or go all in on it. Because this is about much more than bricks and sticks. This is about your future home. And you don't want to live with it. You want to love it.
You need a partner who knows the neighborhoods, the market and the process. Who can advise you when to think on it, sleep on it or go all in on it. Because this is about much more than bricks and sticks. This is about your future home. And you don't want to live with it. You want to love it.
Whether you're thinking about selling or just want to get a feel for the market, we’re here to help. At Century 21 Farm and Home, we make finding out your home's value simple, honest, and pressure-free.
When you reach out to us, you’ll get:
A real look at your home's value—based on local data and our boots-on-the-ground experience
Helpful tips on small improvements that could boost your home’s value
A no-obligation conversation—we're here to help, not to hassle
Friendly, knowledgeable agents who live and work right here in the community
At Century 21 Farm and Home, we're more than just a real estate brokerage—we're your neighbors, your advocates, and your partners in turning big decisions into smooth transitions. Rooted in the heart of our community, we’re passionate about helping buyers and sellers navigate every step of their real estate journey with confidence and care.
Above all, we believe in relationships over transactions. We’re proud to serve clients who become friends, and properties that become homes. At Century 21 Farm and Home, you're not just buying or selling real estate—you're planting roots with a team that truly cares.
“Kristy went above and beyond finding the perfect home for me. Kristy was very professional and always available anytime to answer any questions or concerns. Kristy always had a smile and cheerful attitude and not only helped me but also the seller of the home. I would recommend Kristy to any one who is looking for a home. I appreciate everything she has done for me.”
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Teresa Rains
“Kristy went above and beyond finding the perfect home for me. Kristy was very professional and always available anytime to answer any questions or concerns. Kristy always had a smile and cheerful attitude and not only helped me but also the seller of the home. I would recommend Kristy to any one who is looking for a home. I appreciate everything she has done for me.”
Teresa Rains
December 4, 2025
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“Kristy is kind and thoughtful. She worked well with our family. She was aggressive regarding the sale while giving us room to make choices.”
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Patrick
“Kristy is kind and thoughtful. She worked well with our family. She was aggressive regarding the sale while giving us room to make choices.”
Patrick
December 4, 2025
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“Kristy is kind and thoughtful. She was very professional and knowledgeable. She made the whole process stress free. We are extremely happy with her and our experience. We couldn't have asked for a better agent then Kristy.”
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Dixie Gilgour
“Kristy is kind and thoughtful. She was very professional and knowledgeable. She made the whole process stress free. We are extremely happy with her and our experience. We couldn't have asked for a better agent then Kristy.”
Dixie Gilgour
December 4, 2025
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“Professional and caring agent. Very quick to follow up on various aspects of the house purchasing process. Highly recommend her.”
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Wiktor. Brookfield, MO
“Professional and caring agent. Very quick to follow up on various aspects of the house purchasing process. Highly recommend her.”
Wiktor. Brookfield, MO
December 4, 2025
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View the profile for Kristy Lauhoff
“Kristy was very open minded ded about showing different places to me. It made it easier to pick a home to buy. I would definitely recommend her to anyone and everyone, if I was to ever sell or buy another house I would definitely have her as a realtor.”
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Randall Anderson
“Kristy was very open minded ded about showing different places to me. It made it easier to pick a home to buy. I would definitely recommend her to anyone and everyone, if I was to ever sell or buy another house I would definitely have her as a realtor.”
Randall Anderson
December 4, 2025
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“We always enjoy working with Kristy, she does a fantastic job! No complaints! She does a great job!”
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Adam Mast
“We always enjoy working with Kristy, she does a fantastic job!
No complaints! She does a great job!”
Adam Mast
December 4, 2025
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“Kristy is amazing and she needs a raise for how above and beyond she goes to help people”
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Jentry Copple
“Kristy is amazing and she needs a raise for how above and beyond she goes to help people”
Jentry Copple
December 4, 2025
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View the profile for Kristy Lauhoff
“We used Lori for the sale of our home as well as the purchase of another. She was great to work with! She always kept a level head and when emotions were high she was my calm in the storm.”
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Christy Burns Chillicothe MO
“We used Lori for the sale of our home as well as the purchase of another. She was great to work with! She always kept a level head and when emotions were high she was my calm in the storm.”
Christy Burns Chillicothe MO
December 4, 2025
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View the profile for Lori Holder
“Kristy was very knowledgeable regarding the market and was always available to answer questions. She made the process seamless-I would highly recommend Kristy. The house was shown to three prospective buyers within hours of the sign being placed in the yard and it sold within 5 hours!”
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Pam, Chillicothe
“Kristy was very knowledgeable regarding the market and was always available to answer questions.
She made the process seamless-I would highly recommend Kristy.
The house was shown to three prospective buyers within hours of the sign being placed in the yard and it sold within 5 hours!”
Pam, Chillicothe
December 4, 2025
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“Kristy is great. She knows the area well, she has fantastic contacts and knows of properties coming available before they ever hit market. She does her absolute best to look out for the consumer. If you are working with Kristy, you know she is definitely working for you.”
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Morgan S
“Kristy is great. She knows the area well, she has fantastic contacts and knows of properties coming available before they ever hit market. She does her absolute best to look out for the consumer. If you are working with Kristy, you know she is definitely working for you.”
Morgan S
December 4, 2025
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“Great advice when asked of her. Knows the real estate game very well.”
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Sachavo Holdings, LLC
“Great advice when asked of her. Knows the real estate game very well.”
Sachavo Holdings, LLC
December 4, 2025
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“We knew Kristy already and her charisma and engaging personality made her the right choice for selling our house and we couldn't have asked for a better agent. Kristy helped us with everything we needed and to get what we wanted out of a sale. She ensured all went smoothly and we encountered no issues. I had complete confidence she would sell our house quickly and it was barely listed before we had multiple offers.”
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Lesley Delaney, Chillicothe
“We knew Kristy already and her charisma and engaging personality made her the right choice for selling our house and we couldn't have asked for a better agent. Kristy helped us with everything we needed and to get what we wanted out of a sale. She ensured all went smoothly and we encountered no issues. I had complete confidence she would sell our house quickly and it was barely listed before we had multiple offers.”
Lesley Delaney, Chillicothe
December 4, 2025
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“Kayla was an amazing realtor and really helped us in this process. She was easy to communicate with and able to answer all our questions.”
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James Wheeler
“Kayla was an amazing realtor and really helped us in this process. She was easy to communicate with and able to answer all our questions.”
James Wheeler
December 4, 2025
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View the profile for Kayla Thompson
“Kristy Lauhoff gave us fantastic service. She worked hard to get our property sold. She was courteous and super responsive to all questions & concerns. Kristy was very knowledgeable about property values in the area. Loved working with her! Absolutely would recommend Kristy Lauhoff!!”
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Karla & Jerald Kinzle
“Kristy Lauhoff gave us fantastic service. She worked hard to get our property sold. She was courteous and super responsive to all questions & concerns. Kristy was very knowledgeable about property values in the area. Loved working with her! Absolutely would recommend Kristy Lauhoff!!”
Karla & Jerald Kinzle
December 4, 2025
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“Lori Holder was excellent to work with on the sale of my house and I couldn't be happier with the outcome!”
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T. Noah
“Lori Holder was excellent to work with on the sale of my house and I couldn't be happier with the outcome!”
T. Noah
December 4, 2025
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“Focuses on what you're looking for. Good at answering questions.”
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Elizabeth Crist
“Focuses on what you're looking for. Good at answering questions.”
Elizabeth Crist
December 4, 2025
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View the profile for Lori Holder
“We have done 2 deals with kristy and she has been wonderful to work with. We will use her again the next time we buy or sell”
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Henry Rupert
“We have done 2 deals with kristy and she has been wonderful to work with. We will use her again the next time we buy or sell”
Henry Rupert
December 4, 2025
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“Seamless and easy experience, very happy.”
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Michael Wilson
“Seamless and easy experience, very happy.”
Michael Wilson
December 4, 2025
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“Kristy is very friendly and helpful . She gave us great advice on projects at the house that needed done before we sold it. We really enjoyed working with her.”
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Ted & Brenda Ponting
“Kristy is very friendly and helpful . She gave us great advice on projects at the house that needed done before we sold it. We really enjoyed working with her.”
Ted & Brenda Ponting
December 4, 2025
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View the profile for Kristy Lauhoff
“When we purchased our house as first-time home buyers 2 1/2 years ago, Kristy helped us navigate the process flawlessly. So when we had a life change and needed to sell our house, the only option for us was to use Kristy again as a trustworthy agent to help us navigate being first-time sellers. Her availability and willingness to answer our many questions was spectacular! And her open and honest presentation of our options helped guide us through the entire process. Kristy works hard and is a true advocate for both her buyers and sellers!”
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Matt & Annie Anderson, Chillicothe MO
“When we purchased our house as first-time home buyers 2 1/2 years ago, Kristy helped us navigate the process flawlessly. So when we had a life change and needed to sell our house, the only option for us was to use Kristy again as a trustworthy agent to help us navigate being first-time sellers. Her availability and willingness to answer our many questions was spectacular! And her open and honest presentation of our options helped guide us through the entire process. Kristy works hard and is a true advocate for both her buyers and sellers!”
Matt & Annie Anderson, Chillicothe MO
December 4, 2025
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“Very ambitious and outgoing and super easy to talk to! Very responsive, and very helpful with people that are new about real estate”
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John Gingerich Carrollton Missouri
“Very ambitious and outgoing and super easy to talk to! Very responsive, and very helpful with people that are new about real estate”
John Gingerich Carrollton Missouri
December 4, 2025
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View the profile for Kristy Lauhoff
“Selling our house with Lori was easy and QUICK! She was great at responding to all my crazy questions in a yimley manor and very easily trusted!”
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Carmen & Marshall Austin, Trenton
“Selling our house with Lori was easy and QUICK! She was great at responding to all my crazy questions in a yimley manor and very easily trusted!”
Carmen & Marshall Austin, Trenton
December 4, 2025
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“She is a fantastic realtor and a fantastic person. She understands things not only on a professional level but a personal level. Kristy was always on the ball in every way, She is a true professional.”
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John BeVelle, Chillicothe, MO
“She is a fantastic realtor and a fantastic person. She understands things not only on a professional level but a personal level. Kristy was always on the ball in every way, She is a true professional.”
John BeVelle, Chillicothe, MO
December 4, 2025
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“I think wanting to know my gender and age group is not needed, and then you make it a requirement to continue with your suvey......Then below name???? You sent this to me and you knew my name then”
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No Name
“I think wanting to know my gender and age group is not needed, and then you make it a requirement to continue with your suvey......Then below name???? You sent this to me and you knew my name then”
No Name
December 4, 2025
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View the profile for Kristy Lauhoff
“This was our 2nd time using Kristy for a home purchase, and she has been phenomenal both times! She is very knowledgeable, helpful, dependable, and goes above and beyond to work for her clients. We would strongly recommend her to anyone looking to buy or sell a home. Thanks Kristy!”
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Austin & Shaylee, Chillicothe
“This was our 2nd time using Kristy for a home purchase, and she has been phenomenal both times! She is very knowledgeable, helpful, dependable, and goes above and beyond to work for her clients. We would strongly recommend her to anyone looking to buy or sell a home. Thanks Kristy!”
Austin & Shaylee, Chillicothe
December 4, 2025
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View the profile for Kristy Lauhoff
“Lori understood and my wants/need in a property quickly. 10/10 experience with Lori!”
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Kennedi Fairchild, Chillicothe
“Lori understood and my wants/need in a property quickly. 10/10 experience with Lori!”
Kennedi Fairchild, Chillicothe
December 4, 2025
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View the profile for Lori Holder
“Kristy went above and beyond in every aspect of the process. She had immediate and permanent Solutions to issues that arose on our end. She made the process an absolute dream. It is obvious that she takes tremendous pride in her work and goes the extra mile for her clients. I would not hesitate to highly recommend her to anyone.”
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Edward Peetoom
“Kristy went above and beyond in every aspect of the process. She had immediate and permanent Solutions to issues that arose on our end. She made the process an absolute dream. It is obvious that she takes tremendous pride in her work and goes the extra mile for her clients. I would not hesitate to highly recommend her to anyone.”
Edward Peetoom
December 4, 2025
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View the profile for Kristy Lauhoff
“Received the price I wanted for my home. Very professional and easy to talk too.”
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Debbie Heins, 1610 WebsterSt. Chillicothe MO
“Received the price I wanted for my home. Very professional and easy to talk too.”
Debbie Heins, 1610 WebsterSt. Chillicothe MO
December 4, 2025
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View the profile for Lori Holder
“Everytime I have used Kristy to buy or sell a home, I have asked a lot of her. She always delivers though. Forever grateful for her as a friend and her knowledge in the industry.”
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Emily Hall
“Everytime I have used Kristy to buy or sell a home, I have asked a lot of her. She always delivers though. Forever grateful for her as a friend and her knowledge in the industry.”
Emily Hall
December 4, 2025
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“Worked well with family as they had relocated 100 miles away”
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Penny
“Worked well with family as they had relocated 100 miles away”
Penny
December 4, 2025
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“We were very happy with Kristy Lauhoff!”
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Shane Wedel
“We were very happy with Kristy Lauhoff!”
Shane Wedel
December 4, 2025
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“Easy to work with and very understanding.”
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Ernest Thomas
“Easy to work with and very understanding.”
Ernest Thomas
December 4, 2025
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View the profile for Kristy Lauhoff
“We had a fantastic experience working with Lori on both the purchase of our new home and the sale of our previous one. She made the entire process incredibly smooth and efficient, handling every detail with professionalism and care. Her knowledge of the market, clear communication, and proactive approach gave us confidence at every step. We truly appreciated how easy she made what can often be a stressful time. We would absolutely recommend Lori to anyone looking to buy or sell a home!”
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Lance & Amy Faulkner
“We had a fantastic experience working with Lori on both the purchase of our new home and the sale of our previous one. She made the entire process incredibly smooth and efficient, handling every detail with professionalism and care. Her knowledge of the market, clear communication, and proactive approach gave us confidence at every step. We truly appreciated how easy she made what can often be a stressful time. We would absolutely recommend Lori to anyone looking to buy or sell a home!”
Lance & Amy Faulkner
December 4, 2025
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View the profile for Lori Holder
“Kristy Lauhoff was so helpful. I had little knowledge of the process for selling property & she walked me through it step by step. She provided excellent customer service.”
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Tamara Johnson Carrollton,MO
“Kristy Lauhoff was so helpful. I had little knowledge of the process for selling property & she walked me through it step by step. She provided excellent customer service.”
Tamara Johnson Carrollton,MO
December 4, 2025
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View the profile for Kristy Lauhoff
“Kristy was wonderful to work with! Kristy sold another property for my family and with her being familiar with the area I was selling I knew she was a great choice! My house was only on the market a week before she found a buyer! She answered every question and made the entire process simple!”
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Alison Eggers, Hale, MO
“Kristy was wonderful to work with! Kristy sold another property for my family and with her being familiar with the area I was selling I knew she was a great choice! My house was only on the market a week before she found a buyer! She answered every question and made the entire process simple!”
Alison Eggers, Hale, MO
December 4, 2025
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“We were very happy with the outcome of the sale of our house!”
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Shane Wedel
“We were very happy with the outcome of the sale of our house!”
Shane Wedel
December 4, 2025
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“Kristy made the experience as smooth as possible!”
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Cory & Hollie Burnside
“Kristy made the experience as smooth as possible!”
Cory & Hollie Burnside
December 4, 2025
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“Kristy was highly spoken of by all the locals we talked to. She acted in our best interests and was extremely well informed. She was attentive and really listened to and cared about what was important to us. Start to finish, Kristy made the experience as easy as possible and never made us feel like we were bothering her or that our questions were silly.”
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Gene & Candy Washburne
“Kristy was highly spoken of by all the locals we talked to. She acted in our best interests and was extremely well informed. She was attentive and really listened to and cared about what was important to us. Start to finish, Kristy made the experience as easy as possible and never made us feel like we were bothering her or that our questions were silly.”
Gene & Candy Washburne
December 4, 2025
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“This was a particularly complicated sale with difficult sellers and attorneys involved. Kristy was very patient with the process and dealing with difficult personalities. She met our needs as buyers by accommodating multiple showings, and by keeping us updated. Her communication skills are excellent. We would definitely recommend her to family and friends.”
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Kathleen Radcliff
“This was a particularly complicated sale with difficult sellers and attorneys involved. Kristy was very patient with the process and dealing with difficult personalities. She met our needs as buyers by accommodating multiple showings, and by keeping us updated. Her communication skills are excellent. We would definitely recommend her to family and friends.”
Kathleen Radcliff
December 4, 2025
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View the profile for Kristy Lauhoff
“Kristy was vary helpful and patient with us. She worked hard to help us get our home.”
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Lacey
“Kristy was vary helpful and patient with us. She worked hard to help us get our home.”
Lacey
December 4, 2025
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View the profile for Kristy Lauhoff
“Kristy went above and beyond. She has done more than anyone would have done for us. We are truly grateful for everything she has done now and in the past. We will never use anyone but her if we sell in the future.”
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Jeff Anderson Carrollton
“Kristy went above and beyond. She has done more than anyone would have done for us. We are truly grateful for everything she has done now and in the past. We will never use anyone but her if we sell in the future.”
Jeff Anderson Carrollton
December 4, 2025
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View the profile for Kristy Lauhoff
“Christie was great to work with very accommodating and available for our specific circumstances. Easy to get a hold of and very helpful with the purchase of our home”
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Henry Rupert
“Christie was great to work with very accommodating and available for our specific circumstances. Easy to get a hold of and very helpful with the purchase of our home”
Henry Rupert
December 4, 2025
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“Kristy was great. It was a pleasure doing business with her.”
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Wyatt Pickering Chillicothe Mo
“Kristy was great. It was a pleasure doing business with her.”
Wyatt Pickering Chillicothe Mo
December 4, 2025
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View the profile for Kristy Lauhoff
“Kristy been helping us for 4yrs trying to find the perfect house at a good price. Finally found the one and everything went smooth. Answered any questions we had. Have already recommend Kristy to other people to use and will contiue to do so.”
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Joey
“Kristy been helping us for 4yrs trying to find the perfect house at a good price. Finally found the one and everything went smooth. Answered any questions we had. Have already recommend Kristy to other people to use and will contiue to do so.”
Joey
December 4, 2025
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View the profile for Kristy Lauhoff
“We already knew we wanted to work with Kristy to sell our house, so it was natural that she also help us to find a new home. She was very patient with all of our requests and never gave up hope that we'd find the right one. She paid attention to what we wanted and didn't waste our time on anything that wouldn't be a great fit. It may have taken us a while, but we finally got there!”
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Lesley Delaney, Chillicothe
“We already knew we wanted to work with Kristy to sell our house, so it was natural that she also help us to find a new home.
She was very patient with all of our requests and never gave up hope that we'd find the right one. She paid attention to what we wanted and didn't waste our time on anything that wouldn't be a great fit. It may have taken us a while, but we finally got there!”
Lesley Delaney, Chillicothe
December 4, 2025
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View the profile for Kristy Lauhoff
“We heard Kristy was the best realtor in the area, but wow! We had a big ask on both the buying and the selling ends, and Kristy worked diligently to deliver on both. We would never venture into the real estate jungle without Kristy at our side!”
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Chris & Phil Sneed
“We heard Kristy was the best realtor in the area, but wow! We had a big ask on both the buying and the selling ends, and Kristy worked diligently to deliver on both. We would never venture into the real estate jungle without Kristy at our side!”
Chris & Phil Sneed
December 4, 2025
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“Kristy was very professional, helpful and great to work with. She was quick to respond to our questions and made what can be a very complicated process go smoothly.”
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Kate- Chillicothe
“Kristy was very professional, helpful and great to work with. She was quick to respond to our questions and made what can be a very complicated process go smoothly.”
Kate- Chillicothe
December 4, 2025
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“Kristy was amazing and so helpful!! She was always there for all my questions. Kristy made the purchase easy!”
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Randy Williams
“Kristy was amazing and so helpful!! She was always there for all my questions. Kristy made the purchase easy!”
Randy Williams
December 4, 2025
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“Kristy was very professional and easy to work with. She was very knowledgeable about home sales in the area. She kept me informed of all activity relating to the sale - showings and offers, and was very accessible if I had any questions. She was able to sell my house in less than a month for full asking price. I would highly recommend her.”
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Sue Stockard
“Kristy was very professional and easy to work with. She was very knowledgeable about home sales in the area. She kept me informed of all activity relating to the sale - showings and offers, and was very accessible if I had any questions. She was able to sell my house in less than a month for full asking price. I would highly recommend her.”
Sue Stockard
December 4, 2025
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“Kristy is very professional, realistic and very responsive. She provides outstanding customer service. I thank her very much!”
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Paula Sprouse
“Kristy is very professional, realistic and very responsive. She provides outstanding customer service. I thank her very much!”
Paula Sprouse
December 4, 2025
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View the profile for Kristy Lauhoff
For 12/05/2025
30 Year Fixed |
6.49% |
15 Year Fixed |
5.75% |
7/6 ARM |
6.625% |
For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.
Mortgage calculator estimates are provided by CENTURY 21 Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
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