You need a partner who knows the neighborhoods, the market and the process. Who can advise you when to think on it, sleep on it or go all in on it. Because this is about much more than bricks and sticks. This is about your future home. And you don't want to live with it. You want to love it.
You need a partner who knows the neighborhoods, the market and the process. Who can advise you when to think on it, sleep on it or go all in on it. Because this is about much more than bricks and sticks. This is about your future home. And you don't want to live with it. You want to love it.
Whether you're thinking about selling or just want to get a feel for the market, we’re here to help. At Century 21 Farm and Home, we make finding out your home's value simple, honest, and pressure-free.
When you reach out to us, you’ll get:
A real look at your home's value—based on local data and our boots-on-the-ground experience
Helpful tips on small improvements that could boost your home’s value
A no-obligation conversation—we're here to help, not to hassle
Friendly, knowledgeable agents who live and work right here in the community
At Century 21 Farm and Home, we're more than just a real estate brokerage—we're your neighbors, your advocates, and your partners in turning big decisions into smooth transitions. Rooted in the heart of our community, we’re passionate about helping buyers and sellers navigate every step of their real estate journey with confidence and care.
Above all, we believe in relationships over transactions. We’re proud to serve clients who become friends, and properties that become homes. At Century 21 Farm and Home, you're not just buying or selling real estate—you're planting roots with a team that truly cares.
“When it came to buying a home Kristy listened to what we wanted and showed us every house we wanted to look at. She was very knowledgeable and honest. Highly recommend her when looking for a new home OR selling! She is amazing at both!”
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Emily Hall, Chillicothe
“When it came to buying a home Kristy listened to what we wanted and showed us every house we wanted to look at. She was very knowledgeable and honest. Highly recommend her when looking for a new home OR selling! She is amazing at both!”
Emily Hall, Chillicothe
July 11, 2025
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“Kristy Lauhoff was so great to work with. We contacted her in the fall to discuss the possibility of listing our home, and she had potential buyers ready in less than a week after that conversation. We decided to wait until the next year to officially list. We listed and were under contract less than 2 weeks later! She helped every step of the way with any questions and concerns that we had. It was the fastest and easiest process ever!”
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DeAnna Savage, Chillicothe, MO
“Kristy Lauhoff was so great to work with. We contacted her in the fall to discuss the possibility of listing our home, and she had potential buyers ready in less than a week after that conversation. We decided to wait until the next year to officially list. We listed and were under contract less than 2 weeks later! She helped every step of the way with any questions and concerns that we had. It was the fastest and easiest process ever!”
DeAnna Savage, Chillicothe, MO
July 11, 2025
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“I highly recommend Kristy Lauhoff for any real estate needs you have in the Chillicothe area. She has assisted me with two transactions in the past year. She has great knowledge of the market. She took the time to understand my specific needs and made sure they were met. She quickly responded to all of my questions and requests for assistance. She is always friendly and professional. I wouldn’t go anywhere else!”
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Sam Plaster, Hale, MO
“I highly recommend Kristy Lauhoff for any real estate needs you have in the Chillicothe area. She has assisted me with two transactions in the past year. She has great knowledge of the market. She took the time to understand my specific needs and made sure they were met. She quickly responded to all of my questions and requests for assistance. She is always friendly and professional. I wouldn’t go anywhere else!”
Sam Plaster, Hale, MO
July 11, 2025
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“Kristy was an AMAZING agent to work with! Her follow-up, and diligence, coupled with understanding of our needs truly helped to ensure a smooth transaction. Kristy revealed her knowledge base of the area, and patiently answered all of our questions. At every step throughout the transaction, Kristy acted expeditiously to move things along! Kristy has the personality to draw you in to want to communicate with her. She promptly corresponded either by phone, text or email with necessary contact names to get things done. Kristy's warm personality made it extremely easy to ask all related questions that a new home buyer would need answered to make an informed decision.”
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Out of State Move to Chillicothe, MO
“Kristy was an AMAZING agent to work with! Her follow-up, and diligence, coupled with understanding of our needs truly helped to ensure a smooth transaction. Kristy revealed her knowledge base of the area, and patiently answered all of our questions.
At every step throughout the transaction, Kristy acted expeditiously to move things along!
Kristy has the personality to draw you in to want to communicate with her. She promptly corresponded either by phone, text or email with necessary contact names to get things done. Kristy's warm personality made it extremely easy to ask all related questions that a new home buyer would need answered to make an informed decision.”
Out of State Move to Chillicothe, MO
July 11, 2025
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“I couldnt have asked for a better agent. I originally went somewhere else, and after leaving felt wow this is about to be a nightmare. My brother recently purchased a house and had recommended Kristy, so I gave her a call. By the next day she already had 4 houses ready to look at AND met with me late after work hours. The last house we looked at I put an offer on and by 10 am the next morning she messaged me that my offer was accepted. She stayed in touch with me often during the loan process and made sure all my needs were met. She was very informative and I could tell I was in good hands. I will DEFINITELY recommend Kristy to anyone I know trying to buy a home. Still in awe at how helpful she was and how easy the process was. Thank you Kristy Lauhoff!!!(:”
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Sarah Crosser Chillicothe
“I couldnt have asked for a better agent. I originally went somewhere else, and after leaving felt wow this is about to be a nightmare. My brother recently purchased a house and had recommended Kristy, so I gave her a call. By the next day she already had 4 houses ready to look at AND met with me late after work hours. The last house we looked at I put an offer on and by 10 am the next morning she messaged me that my offer was accepted. She stayed in touch with me often during the loan process and made sure all my needs were met. She was very informative and I could tell I was in good hands. I will DEFINITELY recommend Kristy to anyone I know trying to buy a home. Still in awe at how helpful she was and how easy the process was. Thank you Kristy Lauhoff!!!(:”
Sarah Crosser Chillicothe
July 11, 2025
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“Kristy treated me like family I'm happy have zero complaints and would recommend her to anyone”
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T Wakefield. Chula, Missouri
“Kristy treated me like family I'm happy have zero complaints and would recommend her to anyone”
T Wakefield. Chula, Missouri
July 11, 2025
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“Truly elite!”
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Preston Winfrey
“Truly elite!”
Preston Winfrey
July 11, 2025
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“Seamless and easy experience, very happy.”
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Michael Wilson
“Seamless and easy experience, very happy.”
Michael Wilson
July 11, 2025
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View the profile for Kristy Lauhoff
“Kristy made our Home Buying experience very easy. She provided all necessary information and quite a few extra concerns we had. She took care of all of the extras we needed done with knowledge of who to contact and set up what needed to be done. Great service from Kristy. We made a great decision choosing Kristy.”
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Pink Gidseg / Hailey Nordstrom. Chilliothe Missouri
“Kristy made our Home Buying experience very easy. She provided all necessary information and quite a few extra concerns we had. She took care of all of the extras we needed done with knowledge of who to contact and set up what needed to be done. Great service from Kristy. We made a great decision choosing Kristy.”
Pink Gidseg / Hailey Nordstrom. Chilliothe Missouri
July 11, 2025
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View the profile for Kristy Lauhoff
“Kristy helped us there a long process the first house we had picked out we was ready to close and everything the mortgage company carrington mortgage wasnt honest with us and things didnt work out we went threw a different one liberty lending went above and beyound to get us approved then we went house looking spent most of the morning looking at houses in the end we ended up buying her rental house which weve been moved in 2 weeks and still absolutely as adore perfect for us and are furture kristy lauhoff really stood out with her patience and understanding of what we really truely wanted and what we needed for are home.. we recommend Kristy lauhoff on any house selling or buying needs and wants Kristy is on the hunt to find them we really feel like we didnt just have a realtor we have/had a friend”
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Scott&Katie Lightle chillicothe mo
“Kristy helped us there a long process the first house we had picked out we was ready to close and everything the mortgage company carrington mortgage wasnt honest with us and things didnt work out we went threw a different one liberty lending went above and beyound to get us approved then we went house looking spent most of the morning looking at houses in the end we ended up buying her rental house which weve been moved in 2 weeks and still absolutely as adore perfect for us and are furture kristy lauhoff really stood out with her patience and understanding of what we really truely wanted and what we needed for are home.. we recommend Kristy lauhoff on any house selling or buying needs and wants Kristy is on the hunt to find them we really feel like we didnt just have a realtor we have/had a friend”
Scott&Katie Lightle chillicothe mo
July 11, 2025
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“Kristy is the most dedicated person in making efforts to find people living in homes as opposed to just selling houses. Her impeccable integrity in getting into the detailed process by far surpass anyone I have worked with in the past.”
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BABU KANURI CHILLICOTHE, MO
“Kristy is the most dedicated person in making efforts to find people living in homes as opposed to just selling houses. Her impeccable integrity in getting into the detailed process by far surpass anyone I have worked with in the past.”
BABU KANURI CHILLICOTHE, MO
July 11, 2025
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“Selling our house with Lori was easy and QUICK! She was great at responding to all my crazy questions in a yimley manor and very easily trusted!”
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Carmen & Marshall Austin, Trenton
“Selling our house with Lori was easy and QUICK! She was great at responding to all my crazy questions in a yimley manor and very easily trusted!”
Carmen & Marshall Austin, Trenton
July 11, 2025
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“Kristy and the Centry 21 Team Elite are an amazing team! Kristy know exactly what our needs and wants were in a home/property and found exactly that. We were contracted withing a day of our showing. Plus, soon after closing, Kristy and the century 21 Team Elite sent out "Welcome to the Neighborhood" post cards to all our new neighbors in the surrounding area! So nice! We recommend Kristy and the Century 21 Team Elite for all your home/property buying and selling needs!Thank you Kristy Lauhoff for finding us our forever home, we love it!!!”
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Bryan & Darla Brotherton - Chillicothe, MO
“Kristy and the Centry 21 Team Elite are an amazing team! Kristy know exactly what our needs and wants were in a home/property and found exactly that. We were contracted withing a day of our showing. Plus, soon after closing, Kristy and the century 21 Team Elite sent out "Welcome to the Neighborhood" post cards to all our new neighbors in the surrounding area! So nice! We recommend Kristy and the Century 21 Team Elite for all your home/property buying and selling needs!Thank you Kristy Lauhoff for finding us our forever home, we love it!!!”
Bryan & Darla Brotherton - Chillicothe, MO
July 11, 2025
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“Kristy is very professional, realistic and very responsive. She provides outstanding customer service. I thank her very much!”
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Paula Sprouse
“Kristy is very professional, realistic and very responsive. She provides outstanding customer service. I thank her very much!”
Paula Sprouse
July 11, 2025
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“Kristy is very friendly, knowledgeable, and worked very hard for me. She is the best! I definitely recommend contacting her for your real estate needs.”
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Sam Plaster, Hale
“Kristy is very friendly, knowledgeable, and worked very hard for me. She is the best! I definitely recommend contacting her for your real estate needs.”
Sam Plaster, Hale
July 11, 2025
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“She is a fantastic realtor and a fantastic person. She understands things not only on a professional level but a personal level. Kristy was always on the ball in every way, She is a true professional.”
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John BeVelle, Chillicothe, MO
“She is a fantastic realtor and a fantastic person. She understands things not only on a professional level but a personal level. Kristy was always on the ball in every way, She is a true professional.”
John BeVelle, Chillicothe, MO
July 11, 2025
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“She was wonderful from the very beginning.”
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Bethany Ogle, Laclede
“She was wonderful from the very beginning.”
Bethany Ogle, Laclede
July 11, 2025
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View the profile for Kristy Lauhoff
“We called Kristy once to go look at a house. I realized that house wasn’t for us. After explaining to her what we were looking for she took us to the house that was exactly what we wanted!! She sold our in a few weeks and she made the whole process so easy! She is genuine, trustworthy and very hardworking! We would recommend her to everyone!”
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Brady and Sterling Ream— Chillicothe, MO
“We called Kristy once to go look at a house. I realized that house wasn’t for us. After explaining to her what we were looking for she took us to the house that was exactly what we wanted!! She sold our in a few weeks and she made the whole process so easy! She is genuine, trustworthy and very hardworking! We would recommend her to everyone!”
Brady and Sterling Ream— Chillicothe, MO
July 11, 2025
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“Kristy was great to work with. She always gave us a reasonable amount of time before showing the house and never rushed us. We highly recommend Kristy for buying and selling as she went above and beyond our expectations. We have worked with other agents in the past and she was by far the best!”
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Cody and Kayla Thompson
“Kristy was great to work with. She always gave us a reasonable amount of time before showing the house and never rushed us. We highly recommend Kristy for buying and selling as she went above and beyond our expectations. We have worked with other agents in the past and she was by far the best!”
Cody and Kayla Thompson
July 11, 2025
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View the profile for Kristy Lauhoff
“Kristy was very helpful and knowledgeable. Whenever there was a roadblock. Kristy was right there to give advise, tips, and references to help our family overcome unseen obstacles when buying a home. We enjoyed working with Kristy and will always refer Kristy & Century 21 to our friends and family.”
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Adam, Chillicothe
“Kristy was very helpful and knowledgeable. Whenever there was a roadblock. Kristy was right there to give advise, tips, and references to help our family overcome unseen obstacles when buying a home. We enjoyed working with Kristy and will always refer Kristy & Century 21 to our friends and family.”
Adam, Chillicothe
July 11, 2025
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View the profile for Kristy Lauhoff
“Thank You Kristy! You made my 1st time home purchase go so smoothly and quickly! Excellent!!”
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Kelly Taylor, Kidder, Mo
“Thank You Kristy! You made my 1st time home purchase go so smoothly and quickly! Excellent!!”
Kelly Taylor, Kidder, Mo
July 11, 2025
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“We highly recommend Kristy Lauhoff! From beginning to end, she made selling our house easy! She answered any questions we had promptly, and kept us informed at all times.”
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Dean and Lanette Adkins, Chillicothe
“We highly recommend Kristy Lauhoff! From beginning to end, she made selling our house easy! She answered any questions we had promptly, and kept us informed at all times.”
Dean and Lanette Adkins, Chillicothe
July 11, 2025
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View the profile for Kristy Lauhoff
“We used Lori for the sale of our home as well as the purchase of another. She was great to work with! She always kept a level head and when emotions were high she was my calm in the storm.”
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Christy Burns Chillicothe MO
“We used Lori for the sale of our home as well as the purchase of another. She was great to work with! She always kept a level head and when emotions were high she was my calm in the storm.”
Christy Burns Chillicothe MO
July 11, 2025
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“Excellent provider of all around sales services.”
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Willis Israel, Hale, MO
“Excellent provider of all around sales services.”
Willis Israel, Hale, MO
July 11, 2025
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View the profile for Kristy Lauhoff
“Kristy was great to work with! Very understanding, polite, and kind. She helped me understand the process and make a move quickly on my new home.”
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Rebecca, Chillicothe
“Kristy was great to work with! Very understanding, polite, and kind. She helped me understand the process and make a move quickly on my new home.”
Rebecca, Chillicothe
July 11, 2025
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View the profile for Kristy Lauhoff
“Kristy thank you so much for helping us find our home! We appreciate you so much! And enjoyed looking at houses with you! Thank you for letting us always asking questions or changing houses alot! If we hear from anyone that looking for a house, we're gonna tell them to go thru you!!!”
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Wade nylin
“Kristy thank you so much for helping us find our home! We appreciate you so much! And enjoyed looking at houses with you! Thank you for letting us always asking questions or changing houses alot! If we hear from anyone that looking for a house, we're gonna tell them to go thru you!!!”
Wade nylin
July 11, 2025
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“I would highly recommend Kristy. She goes above and beyond in all aspects of her job!!! She puts her heart and soul in her job.”
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Diane Hicks
“I would highly recommend Kristy. She goes above and beyond in all aspects of her job!!! She puts her heart and soul in her job.”
Diane Hicks
July 11, 2025
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“Kristy has went above and beyond to help us in every way possible to find us our country home. She is always very knowledgeable and friendly she knows what your needs and wants are and is perfect at matching you with just the right houses to look at. She is a huge asset to our community in helping those who need to sell or buy a new home. I think anyone would be well pleased to have her as their realtor just as we were. We can not thank her enough for all her help in finding us our place.”
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The Caselmans
“Kristy has went above and beyond to help us in every way possible to find us our country home. She is always very knowledgeable and friendly she knows what your needs and wants are and is perfect at matching you with just the right houses to look at. She is a huge asset to our community in helping those who need to sell or buy a new home. I think anyone would be well pleased to have her as their realtor just as we were. We can not thank her enough for all her help in finding us our place.”
The Caselmans
July 11, 2025
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“Lori Holder was excellent to work with on the sale of my house and I couldn't be happier with the outcome!”
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T. Noah
“Lori Holder was excellent to work with on the sale of my house and I couldn't be happier with the outcome!”
T. Noah
July 11, 2025
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“She is amazing. She sold my house on record time. I was shocked. I expected it to be on the market for months. But Kristy had people looking at the house immediately and showed it to several people.”
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Toby Saale, Chillicothe Missouri
“She is amazing. She sold my house on record time. I was shocked. I expected it to be on the market for months. But Kristy had people looking at the house immediately and showed it to several people.”
Toby Saale, Chillicothe Missouri
July 11, 2025
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“Received the price I wanted for my home. Very professional and easy to talk too.”
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Debbie Heins, 1610 WebsterSt. Chillicothe MO
“Received the price I wanted for my home. Very professional and easy to talk too.”
Debbie Heins, 1610 WebsterSt. Chillicothe MO
July 11, 2025
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View the profile for Lori Holder
“We moved to Chillicothe, MO as part of a relocation for my husband's job. We had very little knowledge of the area and community. Thank goodness we had Kristy Lauhoff to save the day!! We spent one afternoon with her, looking at homes, and learning the area. We wrote an offer, and Kristy took it from there, as we were out of state until the day of closing. She helped with EVERYTHING .... inspections, appraisal, and directing us to service providers. Kristy has been there for us after closing as well, helping find contractors, and even helping with hair salons! Thank you Kristy for all that you have done for our family, and we look forward to seeing you in town!”
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Missy & Wes Melvin, Chillicothe MO
“We moved to Chillicothe, MO as part of a relocation for my husband's job. We had very little knowledge of the area and community. Thank goodness we had Kristy Lauhoff to save the day!! We spent one afternoon with her, looking at homes, and learning the area. We wrote an offer, and Kristy took it from there, as we were out of state until the day of closing. She helped with EVERYTHING .... inspections, appraisal, and directing us to service providers. Kristy has been there for us after closing as well, helping find contractors, and even helping with hair salons! Thank you Kristy for all that you have done for our family, and we look forward to seeing you in town!”
Missy & Wes Melvin, Chillicothe MO
July 11, 2025
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“Lori Holder was very professional and was so helpful in getting this house sold. She kept us updated by calling or texting. We would definitely use her again, if needed.”
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Jim and Jeanie Gibson, Chillicothe, MO
“Lori Holder was very professional and was so helpful in getting this house sold. She kept us updated by calling or texting. We would definitely use her again, if needed.”
Jim and Jeanie Gibson, Chillicothe, MO
July 11, 2025
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“Lori understood and my wants/need in a property quickly. 10/10 experience with Lori!”
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Kennedi Fairchild, Chillicothe
“Lori understood and my wants/need in a property quickly. 10/10 experience with Lori!”
Kennedi Fairchild, Chillicothe
July 11, 2025
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View the profile for Lori Holder
“We already knew we wanted to work with Kristy to sell our house, so it was natural that she also help us to find a new home. She was very patient with all of our requests and never gave up hope that we'd find the right one. She paid attention to what we wanted and didn't waste our time on anything that wouldn't be a great fit. It may have taken us a while, but we finally got there!”
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Lesley Delaney, Chillicothe
“We already knew we wanted to work with Kristy to sell our house, so it was natural that she also help us to find a new home.
She was very patient with all of our requests and never gave up hope that we'd find the right one. She paid attention to what we wanted and didn't waste our time on anything that wouldn't be a great fit. It may have taken us a while, but we finally got there!”
Lesley Delaney, Chillicothe
July 11, 2025
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“Lori was A+... I’ve dealt with a lot of agents and she is the best in her class”
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William Kennedy
“Lori was A+... I’ve dealt with a lot of agents and she is the best in her class”
William Kennedy
July 11, 2025
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“Kristy Lauhoff went above and beyond for us in this process! We were first time home buyers and Kristy was so knowledgeable and made the process 100x easier! I would defiantly recommend Kristy for anyone who is looking to purchase!”
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Morgan Dowell & Quaid Jones, Chillicothe
“Kristy Lauhoff went above and beyond for us in this process! We were first time home buyers and Kristy was so knowledgeable and made the process 100x easier! I would defiantly recommend Kristy for anyone who is looking to purchase!”
Morgan Dowell & Quaid Jones, Chillicothe
July 11, 2025
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“Lori even offered her on site help and that of her husband to get the house ready for the May 1 deadline. - Jim French”
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Jim French, Chillicothe, MO.
“Lori even offered her on site help and that of her husband to get the house ready for the May 1 deadline.
- Jim French”
Jim French, Chillicothe, MO.
July 11, 2025
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“I want to thank Kristy so much for selling my house so fast and I will definitely recommend her to anyone that is looking to buy or sell in our area !!! She gets the job done and Kristy is as advertised!!! Totally awesome!!!!!”
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Mike Gallatin mo
“I want to thank Kristy so much for selling my house so fast and I will definitely recommend her to anyone that is looking to buy or sell in our area !!! She gets the job done and Kristy is as advertised!!!
Totally awesome!!!!!”
Mike Gallatin mo
July 11, 2025
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“Kristy was very professional, helpful and great to work with. She was quick to respond to our questions and made what can be a very complicated process go smoothly.”
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Kate- Chillicothe
“Kristy was very professional, helpful and great to work with. She was quick to respond to our questions and made what can be a very complicated process go smoothly.”
Kate- Chillicothe
July 11, 2025
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“Focuses on what you're looking for. Good at answering questions.”
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Elizabeth Crist
“Focuses on what you're looking for. Good at answering questions.”
Elizabeth Crist
July 11, 2025
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View the profile for Lori Holder
For 7/15/2025
30 Year Fixed |
6.75% |
15 Year Fixed |
5.99% |
7/6 ARM |
6.875% |
For general informational purposes only. Actual rates available to you will depend on many factors including lender, income, credit, location, and property value. Contact a mortgage broker to find out what programs are available to you.
Mortgage calculator estimates are provided by CENTURY 21 Real Estate LLC and are intended for information use only. Your payments may be higher or lower and all loans are subject to credit approval.
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